Located in the guard-gated community of Victoria Estates in North Oxnard, this coastal home offers space, natural light, and a relaxed Southern California lifestyle just minutes from Oxnard's beautiful beaches. Surrounded by scenic golf courses and resort-style amenities, this highly desirable gated neighborhood provides privacy, security, and convenient access to coastal living.Offering approximately 3,137 square feet on a 7,405-square-foot lot, this four-bedroom, three-bath home features a spacious floor plan designed for both comfortable everyday living and entertaining. A dramatic two-story entry with a curved staircase creates an inviting first impression, while newer flooring and fresh interior paint enhance the bright, open feel throughout. Formal living and dining rooms flow seamlessly into the large family room featuring a fireplace, plantation shutters, and surround-sound wiring.The kitchen opens to the main living areas and includes a center island, ample counter space, and French doors that lead to the backyard, creating an ideal indoor-outdoor layout perfect for coastal California living. The low-maintenance backyard provides a peaceful retreat and features mature fruit trees including apple, guava, plum, fig, and pomegranate.A bedroom and full bathroom on the main level offer flexibility for guests, multigenerational living, or a private home office. Upstairs, the primary suite serves as a spacious retreat with two walk-in closets and a large bathroom with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms complete the upper level.Victoria Estates residents enjoy a guard-gated entrance with patrol security, along with community amenities including a clubhouse, fitness center, pool, and spa within a scenic golf course setting. Located approximately five minutes from Oxnard Beach and close to local schools, shopping, dining, and coastal recreation, this home offers exceptional living in one of North Oxnard's most sought-after gated communities. HOA is $206 per month.

100% FINANCING AVAILABLE + $17,500 GRANT OPPORTUNITY -- OWN WITH LITTLE TO NO MONEY OUT OF POCKETThis beautifully remodeled 2-bedroom, 1-bath home qualifies for a USDA zero-down loan and also qualifies for the Bank of America Down Payment Assistance Program, offering up to $17,500 in grant funds for qualified buyers--making homeownership more accessible than ever.Welcome to this move-in-ready retreat located in a quiet, desirable neighborhood on the way to Bass Lake and Yosemite National Park. Completely renovated within the last five years, this home blends mountain charm with modern comfort.Inside, you'll find a custom kitchen featuring quartz countertops and quality cabinetry, complemented by durable wood flooring throughout. The home offers multiple heating options, including a cozy wood-burning fireplace and an efficient pellet stove--perfect for year-round comfort.The spacious primary bedroom serves as a private retreat, complete with an oversized walk-in closet and its own electric fireplace. Additional upgrades include a roof that is approximately five years old.Situated on a fully fenced quarter-acre lot, the property is ideal for both everyday living and outdoor lifestyle needs. A two-car garage with a drive-through boat door provides easy access for boats, trailers, or recreational vehicles. Three storage sheds offer ample space for tools, gear, and seasonal items. The home is serviced by a private well.Located near hiking trails, fishing, boating, and world-class outdoor destinations, this property is perfectly suited for full-time living, a second home, or vacation use.Buyer to verify all information including square footage, lot size, financing and intended use. Some photos have been digitally staged.Opportunities like this--combining major financing incentives with a fully remodeled home in a prime location--are rare. Reach out for details on how to qualify.